Will Insurance Cover a Roof Repair?

HomeBlogWill Insurance Cover a Roof Repair?

Poor weather conditions, age, and accidents can damage the exterior of your home and create the need for a roof repair. A roof replacement might be necessary, but this isn’t always the case. It’s important to address a roof repair when it’s first found, or it could develop into something bigger. How do you know if this kind of work is needed, and does insurance cover the costs?

Will Insurance Cover a Roof Repair?

Signs of Roof Damage

At C&H Roofing, our professionals can inspect your roof for you and make recommendations. These are some of the signs of roof damage:

  • Patches of light coming through your attic ceiling
  • Pieces of shingles in your gutters or on your lawn
  • Water leaks
  • Mold and mildew growth

Will My Homeowners’ Insurance Policy Cover a Roof Repair?

Homeowners’ insurance policies may cover a roof repair or replacement when the damage was caused by certain events like a tree falling onto it during a major storm. There are never any guarantees with insurance policies, however, so you’ll want to contact your agent after you learn about how extensive the damage is.

Other damages might also be covered, such as:

  • Fire and smoke
  • Lightning
  • Damage caused by an aircraft
  • Sudden damage from an electrical current

When you have roof damage, time is of the essence. Our local roofing contractors believe in quick response times and quality work, so your roof repair will be our priority.